Discover the Pinnacle of Health Protection: Niva Bupa ReAssure 3.0

• If you're seeking top-tier health insurance and are willing to invest in premium coverage, Niva Bupa ReAssure 3.0 stands out as the industry's gold standard. This plan redefines comprehensive protection, offering unparalleled flexibility and benefits tailored for discerning policyholders.

• Unlimited Coverage, Limitless Peace of Mind

  What sets ReAssure 3.0 apart? It begins with the sum insured—no rigid caps like ₹5 lakh or ₹10 lakh here. Instead, enjoy unlimited sum insured across all variants, ensuring you're covered for whatever life throws your way.

  Available in four tiers—Classic, Select, Elite, and the premium Black—each delivers this boundless protection. Customize your policy with up to 12 optional add-ons, allowing you to build a shield perfectly suited to your needs. Among these, one is an absolute essential: the Safeguard+ Add-On.

Essential Add-Ons for Everyday Security

• Safeguard+ Add-On: The ultimate claim safeguard. In the event of hospitalization, receive 100% of the billed amount—No deductions for consumables, non-payable items, or non-medical expenses. Experience truly seamless, cashless treatment from admission to discharge.

Hospital Cash: A daily lifeline during recovery. Get a fixed cash allowance for each completed 24-hour stay:

• Black: ₹4,000/day
• Elite: ₹2,000/day
• Select & Classic: ₹1,000/day
• CashBag+: Reward wellness with smart savings. Accumulate cashback for every claim-free year to offset premiums, OPD visits, deductibles, or co-payments. Earn a 10% discount on your first renewal, 5% on subsequent ones, and an extra 10% cashback for every three claim-free years.

Global and Specialized Protections

Borderless Add-On: Travel without worry—access world-class treatment anywhere on the globe:

• Black: Up to ₹5 crore
• Elite: Up to ₹50 lakh
• Select: Up to ₹10 lakh Opt for co-payment options (0%, 20%, 30%, 40%, or 50%) to fine-tune your coverage.

Personal Accident Rider: Guard against life's unexpected turns with accidental death or disability benefits:

• Black: Up to ₹1 crore
• Elite: Up to ₹50 lakh
• Select: Up to ₹20 lakh
• Classic: Up to ₹10 lakh

Holistic Wellness and Convenience

WellConsult+ OPD Add-On: 

• Up to ₹1 lakh annual OPD coverage, distributed as follows:
• Physical consultations (GPs & specialists): 37.5% (Rs 37,500/-)
• Prescribed tests: 20% (Rs 20,000/-)
• Prescribed pharmacy: 5% (Rs 5000)
• Dental procedures (e.g., root canals): 12.5% (Rs 12,500)
• Ophthalmic consultations & check-ups: 12.5% (Rs 12,500/-)
• Physiotherapy sessions: 12.5% (Rs 12,500)
• Plus,Unlimited Tele/video consultations, 
• Digital diet/nutrition and emotional wellness sessions & AI fitness videos Unlimited  
• Gym memberships (2 visits/week per insured) 

Niva Bupa One Membership: 

• Elevate your experience with exclusive perks, including executive health assessments, priority claims processing, and dedicated support. 

Annual Health Check-Up: 

• Kick off coverage with a cashless Day 1 health screening from predefined packages—proactive care from the start.  

Tiered Network Discount Add-On: 

• Maximize savings with an extra 15% discount at Niva Bupa's preferred network hospitals. Note: Co-payments apply for treatments outside this network. 

Here's The Premium Illustration For Niva Bupa ReAssure 3.0 Black Variant. Family Profile: 4 members (ages 35, 30, 5, and 3 years) Base Coverage: Standard plan (details not specified) 

Below is a clear breakdown of premium options, showing cumulative add-ons and total annual premiums (in INR). Each option builds on the previous one for easy comparison.

• • Option	Included Add-ons	Total Premium (INR)	Incremental Cost
    Base Plan	None	28,179	-
    Option 1	+ Safeguard+	31,701	+3,522
    Option 2	+ Hospital Cash (₹4,000/day)	33,533	+1,832
    Option 3	+ Cash-Bag+	35,042	+1,509
    Option 4	+ Niva Bupa One Membership	38,401	+3,359
    Option 5	+ WellConsult+ OPD (₹1 Lakh limit)	53,792	+15,391
    Option 6	+ Borderless	98,964	+45,172
    Option 7	+ Borderless with Tiered Network Discount	93,995	+40,203 (from Option 5)

     

   

  Notes:

  Premiums are annual and free of GST.

  Add-ons provide benefits like enhanced safeguards, daily hospital cash, CashBag+, membership perks, OPD consultations, and global/international coverage.

       For personalized quotes or full terms, pls feel free to call/WhatsApp me on 93498 29440.

  ReAssure 3.0 isn't just insurance—it's a proactive partner in your health journey. Ready to secure unlimited protection? Feel free to Consult me to tailor this powerhouse plan to your life.

  • For More Information About ReAssure 3.0

    Call Now 9349829440