Niva Bupa Senior First is a comprehensive health insurance plan designed to protect senior citizens from unexpected medical expenses. The policy offers flexible coverage with various sum insured options and includes a range of benefits such as cashless hospitalisation, no room rent capping, and a refill benefit.
The policy covers all types of hospital accommodation without any room rent capping (except suite or above room category), giving you the freedom to choose your room.
If your sum insured and No Claim Bonus are exhausted, the policy automatically refills your sum insured for subsequent claims in the same policy year.
You can avail of cashless health check-ups once every two years (for Variant 1) or annually (for Variants 2, 3, and Family First) to help you live a healthier life.
The plan covers all daycare treatments that do not require a 24-hour hospital stay.
Niva Bupa Senior First covers in-patient treatment under AYUSH (Ayurveda, Unani, Siddha, and Homeopathy) up to the base sum insured.
The policy covers new-age treatments like robotic surgeries, bariatric surgery, and other advanced procedures.
The plan offers extensive coverage for a wide range of medical expenses, including:
There are standard waiting periods that apply before certain claims can be made:
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Niva Bupa Health Insurance Company Limited is one of India's leading standalone health insurers (SAHI), headquartered in New Delhi and founded in 2008. The company was formerly known as Max Bupa Health Insurance Company Limited and was rebranded to Niva Bupa in 2021. Niva Bupa offers a wide range of health insurance products for individuals, families, senior citizens, and corporate employees.