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Niva Bupa Rise is a comprehensive health insurance plan designed to offer extensive coverage with a focus on holistic well-being. The policy includes core hospitalization benefits, along with unique features and optional add-ons that provide a flexible and robust health safety net for individuals and families.
This benefit offers a cashback on your renewal premium, with an additional bonus for every three claim-free years. The cashback can be used to pay for premiums, deductibles, or OPD expenses.
For every claim-free year, your sum insured increases by a percentage (e.g., 50%), allowing you to accumulate a larger total sum insured over time.
Stay active and earn up to a 30% discount on your renewal premium based on your health and wellness activities, such as daily step count.
Certain variants of the Niva Bupa Rise plan offer an unlimited sum insured, ensuring that you have no cap on your coverage for hospitalization expenses.
The plan has no sub-limits on room rent, allowing you to choose a room category that fits your needs without worrying about out-of-pocket expenses.
An optional rider that waives the waiting period for certain pre-existing diseases, providing immediate coverage upon policy purchase.
The plan offers extensive coverage for a wide range of medical expenses, including:
There are standard waiting periods that apply before certain claims can be made:
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Niva Bupa Health Insurance Company Limited is one of India's leading standalone health insurers (SAHI), headquartered in New Delhi and founded in 2008. The company was formerly known as Max Bupa Health Insurance Company Limited and was rebranded to Niva Bupa in 2021. Niva Bupa offers a wide range of health insurance products for individuals, families, senior citizens, and corporate employees.
