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Niva Bupa Health Premia is a high-end health insurance policy designed for individuals and families seeking extensive coverage. The plan offers a range of sum insured options, from ₹5 Lakhs to ₹3 Crores, and includes unique benefits like worldwide coverage, maternity benefits, and loyalty additions, making it a comprehensive choice for modern healthcare needs.
The policy provides international coverage for specified illnesses, including emergency medical evacuation and treatment, ensuring you are protected even when traveling abroad (excluding USA and Canada).
Health Premia offers maternity benefits for up to two deliveries and provides coverage for a newborn baby from day one, including vaccination expenses.
Receive a 10% increase in your base sum insured for every claim-free year, up to a maximum of 100% of the base sum insured, rewarding your long-term association with the insurer.
In case the sum insured is exhausted due to a claim, it is automatically refilled for subsequent claims in the same policy year.
This plan covers out-patient treatment expenses for doctor consultations, diagnostic tests, and prescribed medicines, offering comprehensive coverage beyond hospitalization.
All plans cover new-age treatments like robotic surgeries, laser surgeries, and bariatric surgery, ensuring you have access to advanced medical procedures.
The plan offers extensive coverage for a wide range of medical expenses, including:
There are standard waiting periods that apply before certain claims can be made:
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Niva Bupa Health Insurance Company Limited is one of India's leading standalone health insurers (SAHI), headquartered in New Delhi and founded in 2008. The company was formerly known as Max Bupa Health Insurance Company Limited and was rebranded to Niva Bupa in 2021. Niva Bupa offers a wide range of health insurance products for individuals, families, senior citizens, and corporate employees.
