Niva Bupa GoActive™

A Health Insurance Plan for Your Active Lifestyle

Overview

Niva Bupa GoActive™ is an innovative health insurance plan that rewards you for staying healthy. The policy offers comprehensive coverage for medical expenses while providing a range of benefits and rewards tied to your active lifestyle and wellness goals.

Key Features

Health Coach

Access to a personal health coach to help you create a personalized wellness plan and stay on track with your goals.

Wellness Rewards

Earn up to 30% of your premium as health rewards for achieving your fitness goals, which can be used for outpatient expenses.

Pre & Post Hospitalization

Medical expenses are covered for 60 days before and 180 days after hospitalization, a longer period to support a full recovery.

Day Care Treatments

The plan covers all daycare treatments that do not require a 24-hour hospital stay.

Alternative Treatments

GoActive™ covers in-patient treatment under AYUSH (Ayurveda, Unani, Siddha, and Homeopathy) up to the base sum insured.

Modern Treatment Coverage

The policy covers new-age treatments like robotic surgeries, bariatric surgery, and other advanced procedures.

Comprehensive Coverage

The plan offers extensive coverage for a wide range of medical expenses, including:

  • In-Patient Hospitalization: Covers expenses for hospital stays, including room rent, ICU charges, and doctor fees.
  • Hospital at Home: The policy covers medical treatment taken at home if a hospital bed is unavailable or on the advice of a medical practitioner.
  • Ambulance Charges: Covers ambulance expenses up to ₹3,000 for emergency transfers.
  • Organ Donor Expenses: Hospitalization costs for the organ donor are covered up to the sum insured.
  • Health Check-ups: You can avail of cashless health check-ups annually to help you live a healthier life.

Waiting Periods

There are standard waiting periods that apply before certain claims can be made:

  • Initial Waiting Period: A 30-day waiting period from the policy start date for all illnesses, except those due to an accident.
  • Specific Illnesses: A 24-month waiting period for certain specified illnesses and procedures like hernia and joint replacement surgery.
  • Pre-existing Diseases: A 24-month waiting period applies to claims for pre-existing diseases.

 

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Niva Bupa Health Insurance Company Limited is one of India's leading standalone health insurers (SAHI), headquartered in New Delhi and founded in 2008. The company was formerly known as Max Bupa Health Insurance Company Limited and was rebranded to Niva Bupa in 2021. Niva Bupa offers a wide range of health insurance products for individuals, families, senior citizens, and corporate employees.

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