Niva Bupa's Aspire is a versatile health insurance plan designed for individuals and families. It offers a wide range of benefits, from comprehensive hospitalization coverage to unique features that reward a healthy lifestyle. The plan is available in multiple variants (Gold Plus, Diamond Plus, Platinum Plus, and Titanium Plus) to suit different needs and budgets.
Your premium is based on your entry age and remains locked until the first claim is made. For "M-iracle" (maternity) claims, the age lock remains unaffected.
Carries forward your unused base sum insured up to 10 times, accumulating it for future use. This rewards you for claim-free years.
Comprehensive maternity coverage that includes expenses for childbirth (normal and C-section), IVF, surrogacy, and adoption. Newborn baby is covered from day one.
Unlimited restoration of the base sum insured for both related and unrelated illnesses within a single policy year, starting from your first claim.
Earn cashback for every claim-free year. This accumulated amount can be used for various expenses, including premiums, deductibles, or outpatient costs.
An optional add-on that provides coverage for medical treatments received anywhere in the world, giving you access to global healthcare.
Get Unbiased advice
Niva Bupa Health Insurance Company Limited is one of India's leading standalone health insurers (SAHI), headquartered in New Delhi and founded in 2008. The company was formerly known as Max Bupa Health Insurance Company Limited and was rebranded to Niva Bupa in 2021. Niva Bupa offers a wide range of health insurance products for individuals, families, senior citizens, and corporate employees.