Niva Bupa Accident Care

An Insurance Plan for Accidental Injuries

Overview

Niva Bupa Accident Care is a comprehensive personal accident insurance plan that provides financial protection against unforeseen events. It offers a lump-sum payment to you or your family in case of accidental death, disability, or serious injury, helping to cover expenses and secure your financial future.

Key Features

Lump Sum Payout

Receive a single, large payment of the sum insured for accidental death or permanent disability.

Accidental Death Benefit

The full sum insured is paid to your nominee in case of accidental death.

Permanent Total Disability

A lump-sum benefit is paid in case of permanent total disability resulting from an accident.

Hospitalization Expenses

The policy covers medical expenses for hospitalization due to an accident.

Broken Bones Benefit

A specific benefit is provided for the fracture of bones resulting from an accident.

Burns Benefit

Provides financial assistance for medical treatment of burn injuries.

Covered Events

The policy provides coverage for a list of accidental events, including:

  • Accidental Death: Covers death due to an accident.
  • Permanent Total Disability: Covers permanent and total loss of use of a limb or sight.
  • Permanent Partial Disability: Covers partial loss of use of a limb or sight.
  • Broken Bones: Covers the cost of treatment for fractures.
  • Burns: Provides benefits for medical treatment for burns.

Waiting Periods

Since this plan covers accidental injuries, the coverage is effective immediately from the policy's start date. There are no waiting periods for claims arising from an accident.

  • No Waiting Period: There is no waiting period for claims arising from an accident.

 

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Niva Bupa Health Insurance Company Limited is one of India's leading standalone health insurers (SAHI), headquartered in New Delhi and founded in 2008. The company was formerly known as Max Bupa Health Insurance Company Limited and was rebranded to Niva Bupa in 2021. Niva Bupa offers a wide range of health insurance products for individuals, families, senior citizens, and corporate employees.

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