ICICI Pru SmartKid Guarantee is a child-focused guaranteed savings and protection plan designed to secure your child’s future—no matter what uncertainties life brings. Unlike market-linked plans, this policy offers guaranteed benefits, ensuring that your child receives the planned payouts at the right stages of life such as higher education, skill development, or career milestones.
This plan helps parents create a stable, predictable financial foundation with protection and guaranteed future payouts.
Because your child’s dreams deserve assured financial support, not market-dependent outcomes.
This plan offers:
Your child receives assured payouts—no market fluctuations, no uncertainty.
If the parent (life assured) passes away, all remaining premiums are waived off, but the policy continues till maturity.
Structured payouts are provided at key phases of your child’s education journey.
Your child’s future stays financially secure even during unfortunate situations.
Your child receives guaranteed, pre-decided payouts, which can be used for:
These payouts provide financial stability during important years.
In case of the parent’s unfortunate demise:
This ensures your child’s future goals continue exactly as planned.
Along with premium waiver, the policy pays:
With structured premiums and guaranteed returns, parents can build a solid financial fund for:
Choose how you want to pay:
Your returns are not market-linked.
This provides:
Ideal for parents who prefer guaranteed outcomes.
Enjoy tax advantages under:
(*Conditions apply as per prevailing tax laws.)
ICICI Pru SmartKid Guarantee is a reliable, safe, and goal-oriented child plan that ensures your child’s future financial needs are fully protected and fulfilled through guaranteed payouts and strong protection benefits.
It’s a perfect choice for parents who prefer certainty over market risk and want to secure their child’s education and growth journey—no matter what life brings.
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Niva Bupa Health Insurance Company Limited is one of India's leading standalone health insurers (SAHI), headquartered in New Delhi and founded in 2008. The company was formerly known as Max Bupa Health Insurance Company Limited and was rebranded to Niva Bupa in 2021. Niva Bupa offers a wide range of health insurance products for individuals, families, senior citizens, and corporate employees.