ICICI Pru SmartKid Assure is a thoughtfully designed child-focused ULIP (Unit Linked Insurance Plan) that helps parents build a strong financial foundation for their child’s future while ensuring complete protection through life cover.
Whether the goal is education, higher studies, skill development, or future financial independence, this plan ensures your child’s dreams stay protected—no matter what happens.
It combines market-linked wealth creation, flexibility, and the assurance of financial security through its unique features.
Because your child’s future deserves both growth and protection.
This plan provides:
Designed to secure long-term goals like higher education and future milestones.
Choose from equity, debt, and balanced funds for wealth creation.
Ensures the child’s dreams remain uninterrupted even in unfortunate events.
Future premiums are waived, but the policy continues—child’s goals remain protected.
Perfect for 10–20 year goal planning.
The plan offers:
In case of unfortunate demise of the parent, the child:
This ensures your child’s future stays secure, no matter what.
You can choose from various professionally managed funds:
You can switch funds anytime based on market conditions or your risk appetite.
Stay invested long-term and get:
These significantly increase the maturity amount.
After the lock-in period (5 years), you can withdraw funds for:
Withdrawals are flexible and helpful during growing years.
Choose the method that suits your financial planning:
Use automated strategies for better wealth management:
These strategies help balance risk and returns over long periods.
The plan ensures that child’s education fund stays intact even in the parent’s absence through:
Enjoy tax benefits under:
(*As per prevailing tax rules.)
ICICI Pru SmartKid Assure is a dependable child plan designed to protect your child’s dreams while growing your investments steadily through market-linked funds. With wealth boosters, loyalty additions, and premium waiver benefits, it ensures that your child’s future goals are never compromised—even in unpredictable situations.
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Niva Bupa Health Insurance Company Limited is one of India's leading standalone health insurers (SAHI), headquartered in New Delhi and founded in 2008. The company was formerly known as Max Bupa Health Insurance Company Limited and was rebranded to Niva Bupa in 2021. Niva Bupa offers a wide range of health insurance products for individuals, families, senior citizens, and corporate employees.