Financial goals are not just about saving — they are about growing your money smartly while staying protected from life’s uncertainties. ICICI Pru Smart Insurance Plan Plus (SIP+) is a modern ULIP (Unit Linked Insurance Plan) designed for individuals who want the dual benefits of market-linked wealth creation and life insurance protection in one powerful package.
This plan gives you the advantage of Systematic Investment, smart fund management, and long-term wealth-building potential, while ensuring your family stays financially secure.
Whether your goal is wealth accumulation, child’s education, retirement planning, or financial independence, SIP+ offers flexibility, growth potential, and complete protection.
SIP+ gives you two advantages in one plan:
This makes it ideal for long-term wealth building with built-in financial security.
Choose from diverse fund categories based on your risk appetite:
You can switch funds anytime without tax implications.
This plan encourages disciplined investing:
Perfect for individuals wanting structured and smart wealth creation.
When you have additional savings, you can invest more into your existing policy through top-up premiums — increasing your wealth without buying a new policy.
Your family receives a life cover (sum assured) in case of unfortunate demise, ensuring they remain financially stable even if life takes an unexpected turn.
Stay invested long-term and the plan rewards you with:
Need funds for emergencies or planned expenses?
SIP+ allows tax-free partial withdrawals (after lock-in period) for:
Choose how you want to pay:
ICICI Pru Smart Insurance Plan Plus (SIP+) is a powerful, versatile, and smart combination of wealth creation + life protection. Whether you're building a long-term financial portfolio or planning for future dreams, SIP+ gives you discipline, flexibility, growth, and security — all in one modern insurance plan.
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Niva Bupa Health Insurance Company Limited is one of India's leading standalone health insurers (SAHI), headquartered in New Delhi and founded in 2008. The company was formerly known as Max Bupa Health Insurance Company Limited and was rebranded to Niva Bupa in 2021. Niva Bupa offers a wide range of health insurance products for individuals, families, senior citizens, and corporate employees.