C-BLOCK, FLAT NO, RAJAGIRI VALLEY P O, CN-3, Kalangad Rd, Kakkanad, Kerala 682039
9349829440
felix@insurancesuperhub.in
ICICI Pru LifeTime Classic is a powerful Unit Linked Insurance Plan (ULIP) that helps you grow your wealth through market-linked returns while ensuring long-term life insurance protection. This plan is designed for individuals who want flexibility, transparency, and consistent wealth-building opportunities with expert fund management.
It is ideal for families, professionals, and goal-oriented investors who want financial growth along with security.
Because it gives you freedom (flexible fund choices), growth (market-linked returns), and protection (life cover), all in one policy.
Whether your goals are wealth creation, children’s education, retirement planning, or long-term financial stability, this plan adapts to your needs.
Choose from a wide range of equity, debt, and balanced funds managed by expert fund managers.
Your family stays protected financially in case of uncertainties.
Long-term investors are rewarded with extra units added to their fund value.
Enjoy tax benefits on premiums and maturity (as per prevailing tax laws).
ICICI Pru LifeTime Classic offers both:
A single plan that gives security while building long-term wealth.
Select from professionally managed funds based on your risk profile:
You can switch funds anytime, without tax implications.
Stay invested and enjoy:
Extra units added every few years to enhance your fund value.
Rewards for long-term premium payment and policy continuation.
These add significant value to your investment over the years.
Choose how you want to pay:
Or choose limited premium payment options based on your financial strategy.
If you prefer guided investing, the plan offers strategies like:
These help manage volatility and optimize long-term returns.
Need funds for emergencies or milestones?
You can make tax-free partial withdrawals (post 5-year lock-in) for:
You can switch between funds anytime based on market conditions or your financial goals.
Your family receives a sum assured in case of unfortunate demise, ensuring financial independence and stability.
ICICI Pru LifeTime Classic is a comprehensive ULIP that combines wealth growth, stability, and family protection in one smart plan. Whether you’re planning for the future or safeguarding your loved ones, this plan offers flexibility, market-driven growth, and long-term security for a financially confident tomorrow.
Get Unbiased advice
Niva Bupa Health Insurance Company Limited is one of India's leading standalone health insurers (SAHI), headquartered in New Delhi and founded in 2008. The company was formerly known as Max Bupa Health Insurance Company Limited and was rebranded to Niva Bupa in 2021. Niva Bupa offers a wide range of health insurance products for individuals, families, senior citizens, and corporate employees.
