ICICI Pru Gift Select – Immediate Guaranteed Income Plan is a smart, low-risk insurance solution that offers guaranteed income starting immediately after you pay your premium. It is specially designed for individuals seeking stable, predictable, and tension-free payouts, making it ideal for retirees, senior citizens, or anyone who wants instant regular income.
Whether you want a monthly pension-like income, financial support for parents, or a safe investment option for dependable returns—this plan delivers assured income from day one.
Because it gives you:
It is one of the simplest and most reliable income insurance plans.
Your guaranteed income begins right after your premium payment—no waiting period.
The income payout is fixed and assured, unaffected by market ups and downs.
Choose income frequency:
Your family receives benefits in case of your unfortunate demise.
Perfect for seniors or individuals wanting stable and consistent income.
The standout feature—your income starts right after the plan begins.
This income helps you manage:
No waiting, no delays. Just guaranteed cash flow.
Choose how often you want to receive the income based on your needs:
This makes the plan highly adaptable for retirees or senior citizens.
Your income is:
A perfect option for individuals who want zero-risk financial certainty.
In case of your unfortunate demise:
This ensures your family stays financially safe.
Pay once → Enjoy income throughout your chosen benefit period.
No recurring payments. Zero tension.
Choose how long you want the income:
Perfect for:
Because it offers:
You pay once and enjoy continuous, predictable income, making it a true gift to yourself or your loved ones.
ICICI Pru Gift Select – Immediate Guaranteed Income Plan is a secure, reliable, and simple income solution that starts paying you immediately. With guaranteed returns, life cover, flexible payout options, and no market dependency, it is one of the most convenient ways to ensure financial stability for you and your family.
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Niva Bupa Health Insurance Company Limited is one of India's leading standalone health insurers (SAHI), headquartered in New Delhi and founded in 2008. The company was formerly known as Max Bupa Health Insurance Company Limited and was rebranded to Niva Bupa in 2021. Niva Bupa offers a wide range of health insurance products for individuals, families, senior citizens, and corporate employees.