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Life is unpredictable, and an accident can impact your health, income, and family’s security in unexpected ways. While medical insurance covers hospitalization, it does not always protect you from loss of income, permanent disability, or accidental death.
This is where ICICI Lombard Personal Protect becomes essential — a simple, affordable, and powerful personal accident insurance plan designed to provide financial safety during unforeseen mishaps.
Whether you travel frequently, commute daily, or simply want extra protection, Personal Protect ensures that your loved ones stay secure even during life’s toughest moments.
Personal Protect is a dedicated accident insurance policy that offers financial coverage for accidental injuries, disability, and death. Unlike regular medical insurance, this plan provides lump-sum payouts, helping families manage expenses and maintain stability during difficult times.
If the policyholder dies due to an accident, the nominee receives a lump-sum payout — ensuring long-term financial support for the family.
If an accident leads to permanent disability (such as loss of limbs or eyesight), the insured receives a significant lump-sum amount.
Partial disabilities caused by an accident are also compensated according to the extent of loss.
Accidents can happen anywhere. Personal Protect provides protection across the globe, offering peace of mind no matter where you are.
Get strong accident protection without spending much. Ideal for salaried individuals, self-employed persons, and frequent travelers.
One of the biggest advantages — you can buy the policy easily without any medical checkups or reports.
ICICI Lombard’s simple documentation and fast processing help families receive benefits without unnecessary delays.
Buy, renew, or claim through the ICICI Lombard mobile app or website in minutes.
Depending on the policy terms, injuries such as fractures may be covered or compensated through specified benefits.
You can purchase the cover for yourself or extend financial safety to your spouse and family members.
This plan is ideal for:
An accident can create not only physical challenges but also financial difficulties. ICICI Lombard Personal Protect ensures that you and your family remain financially stable even after unexpected mishaps. With worldwide coverage, affordable premiums, and strong disability/death benefits, it provides essential protection in today’s fast-paced world.
If you want simple, affordable, and powerful financial protection against accidents, Personal Protect is an excellent choice.
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Niva Bupa Health Insurance Company Limited is one of India's leading standalone health insurers (SAHI), headquartered in New Delhi and founded in 2008. The company was formerly known as Max Bupa Health Insurance Company Limited and was rebranded to Niva Bupa in 2021. Niva Bupa offers a wide range of health insurance products for individuals, families, senior citizens, and corporate employees.
