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Healthcare costs are rising rapidly, but quality medical care should be accessible to everyone. To ensure that every individual and family can afford basic and essential health coverage, IRDAI introduced a standard plan called Arogya Sanjeevani Policy. ICICI Lombard’s Arogya Sanjeevani Policy is a trusted, affordable, and easy-to-understand health insurance plan designed to provide essential protection without complexity.
With standardized features, transparent benefits, and pocket-friendly premiums, it is an excellent entry-level health insurance plan for first-time buyers, families, and individuals with limited budgets.
This policy is designed to give simple, regulated, and essential health insurance coverage. All insurers follow the same structure and benefits, which means there are no confusing choices — only straightforward protection.
The plan offers a simple and IRDAI-standardized structure, ensuring clarity and affordability for all age groups.
Choose a sum insured based on your needs and budget — ideal for individuals and small families.
Includes:
Get financial protection for:
Includes treatments like:
More than 500+ procedures that don’t need 24-hour hospitalization are covered.
Covers hospitalization expenses related to COVID-19, making it relevant even during health crises.
Insure your spouse, dependent children, and parents under one convenient policy.
Enjoy an annual increase of 5% in sum insured, up to a maximum of 50%, for every claim-free year.
ICICI Lombard’s large hospital network ensures quick and cashless admission in emergencies.
This plan is perfect for:
ICICI Lombard Arogya Sanjeevani Policy offers essential health protection at an affordable price, making it an ideal choice for individuals and families who want straightforward and trusted coverage. With its standardized benefits, wide network of hospitals, and simple claim process, it provides dependable financial support during unexpected medical events.
If you want simple, clear, and budget-friendly health insurance, Arogya Sanjeevani Policy is a smart and reliable option.
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Niva Bupa Health Insurance Company Limited is one of India's leading standalone health insurers (SAHI), headquartered in New Delhi and founded in 2008. The company was formerly known as Max Bupa Health Insurance Company Limited and was rebranded to Niva Bupa in 2021. Niva Bupa offers a wide range of health insurance products for individuals, families, senior citizens, and corporate employees.
