Big Coverage, Small Premium!

Health expenses are rising rapidly, and relying only on a basic health insurance plan is no longer enough. That’s where HDFC ERGO my:Health Medisure Super Top-Up becomes your smart financial shield. It offers high medical coverage at a very low premium, kicking in once your deductible is exhausted. This makes it one of the best ways to boost your protection without increasing your insurance cost.

Whether you are protecting your family, upgrading your coverage, or looking for a cost-effective way to secure higher sums insured, this Super Top-Up plan gives you peace of mind with wide-ranging benefits.

⭐ Why my:Health Medisure Super Top-Up is a Must-Have

• ✔ Affordable premium for large coverage
• ✔ Works with any existing health policy or even without one
• ✔ Helps you manage high medical bills beyond your basic plan
• ✔ Offers flexibility to choose your deductible and sum insured
• ✔ Covers a wide range of hospital expenses—just like a regular health policy

Key Features of HDFC ERGO my:Health Medisure Super Top-Up

🔹 1. High Coverage at Low Cost

Get coverage up to several lakhs at a fraction of the cost of a regular health insurance plan.

🔹 2. Works After Deductible

The policy activates once your chosen deductible amount is crossed—perfect for handling big medical bills.

🔹 3. No Need for an Existing Base Policy

You can buy this plan even without having any other health insurance.

🔹 4. Covers Individual & Family Needs

Choose from Individual and Family Floater options based on your requirement.

🔹 5. Inpatient Hospitalization Benefits

Covers room rent, ICU charges, surgery costs, doctor fees, and more.

🔹 6. Pre & Post Hospitalization

Covers medical expenses before and after hospitalization, ensuring complete financial support.

🔹 7. Ambulance Cover

Includes emergency ambulance charges as per policy terms.

🔹 8. Cashless Treatment at Network Hospitals

Enjoy hassle-free treatment at thousands of network hospitals across India.

🔹 9. Tax Benefits

Get tax savings under Section 80D.

Benefits That Make It Stand Out

⭐ Smart Way to Enhance Coverage

If your existing health policy is not enough, simply add a Super Top-Up instead of buying a costly new plan.

⭐ Ideal for Corporate Employees

Corporate health cover is limited—this top-up plan gives you the required extra protection.

⭐ Perfect for Families

One plan can enhance protection for your entire family at a low premium.

⭐ Great for Senior Citizens

Premiums remain affordable even at higher ages.

Who Should Buy This Plan?

• Individuals with low corporate health cover
• Families needing higher medical protection
• Anyone wanting large coverage at a small cost
• Senior citizens looking for affordable health coverage
• People with existing health insurance wanting to upgrade affordably

LIC

Niva Bupa

Niva Bupa Health Insurance Company Limited is one of India's leading standalone health insurers (SAHI), headquartered in New Delhi and founded in 2008. The company was formerly known as Max Bupa Health Insurance Company Limited and was rebranded to Niva Bupa in 2021. Niva Bupa offers a wide range of health insurance products for individuals, families, senior citizens, and corporate employees.

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